Financial Freedom Quotes

15 Financial Freedom Quotes That Inspire You To Succeed


Whether you realise it or not, financial freedom is probably one of your biggest life goals. You may not know it now, but these financial freedom quotes but just be the inspiration you need to make that change, or keep pushing forward.

This doesn’t have to mean that you want to be rich with the big houses and fancy cars. If you simply want to spend your time enjoying life and making memories with friends and family, you really want to be financially free.

That’s definitely true in my case. I’m not a materialistic person in the slightest, but my absolute dream is to be able to spend all of my time creating memories and just enjoying life, without having to worry about finances.

Be sure to read on and discover how these financial freedom quotes can inspire you to succeed!


Financial Freedom



Being financially free simply means that you have enough money or earn enough passively to cover all of your living expenses.

This means you don’t have to worry about you finances or making more money. You’re blissfully able to relax and spend your time however you want. You no longer have to trade your time for money.

If you want to learn more about how you can start a side hustle in order to create a passive income, give this a read. Alternatively if becoming location independent is your goal, check this out!

As stated previously, you don’t have to be rich or own the fanciest gear to be financially free. In fact, you can be rich and still lack financial independence, especially if you live crazily above your means.

Similarly, you can have a modest bank balance and live a financially independent life as long as you’re frugal and you have everything you need.

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Here are some of my favourite financial freedom quotes and a little bit about how they resonate with me.


Financial Freedom Quotes



Rich people focus on opportunities. Poor people focus on obstacles.

T. Harv Eker, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

While I’d probably switch out the ‘Rich’ and ‘Poor’ terms to something that more just defines someone’s success, this is something important to remember.

It might seem obvious, but where unsuccessful people are picking out life’s flaws and challenges, the successors are seeing the potential opportunities.

It’s important to start seeing the positives in everything, even in the most negative of situations.

There’s a world of opportunity out there if you choose to see it that way.


I’ve found that the less stuff I own, the less my stuff owns me.

Nathan W. Morris

Another one that’s short and sweet. Anyone who follows my blog will know that I’m not very materialistic and live a fairly minimalist lifestyle.

I started doing this in preparation to leave home and travel, and it’s really powerful.

Not only does it mean I have more money to create new memories and live more free, but it also makes me more free in terms of travel. I’m able to pack up my backpack and leave at the drop of a hat.

It takes you a long way to feeling more free.


To achieve what 1% of the worlds population has (Financial Freedom), you must be willing to do what only 1% dare to do..hard work and perseverance of highest order.

 Manoj Arora, From the Rat Race to Financial Freedom

It’s simple really but you’ve got to remind yourself and accept that being successful at anything in life requires hard work and dedication.

As much as people make it look easy in the media, they’re probably just trying to sell you something.

Realistically, behind the scenes they’re working hard, forgetting to eat and passing up on sleep sometimes. You shouldn’t expect to have it any easier if you want to be successful.


Take your biggest risks in your 20s and 30s, but seek adventure throughout your life.

J.R. Kanu, Money Brain: Career and Money Management In Your 20s and 30s

This is another one that hits home personally. A great example of financial freedom quotes to live by.

The way I’ve always seen it, I’m young enough to lose everything making mistakes and still have time to recover.

Your working life can seem long, and your 20’s is just the very beginning.

You should never hesitate to take a risk in the fear that you’ll fall behind your peers financially. At the end of the day, everyone is on different paths and people find happiness in different things.

If you feel the urge to quit your job and travel, just do it! Want to dive into a risky business venture? Go for it!

The experience will be priceless and you’ll grow older without the regret of not giving it a go. The working life is long enough to recover some lost savings in your 20’s and 30’s.


Man On Beach



At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.

Brian Tracy

It’s important to remember the hard work that goes into becoming successful and financially free.

Many self-made millionaires start on a fairly level playing field. If others are able to succeed, why aren’t you?

You can achieve anything with hard work and determination.


Money grows on the tree of persistence.

Japanese Proverb

Simple but effective, and very much true in my opinion.

There’s nothing that’ll make you more likely to succeed than just being persistent. If you keep trying and trying again, and trying hard, something eventually has to stick.

Just remember, if you shoot for the stars, you’ll at least hit the moon!


Success is walking from failure to failure with no loss of enthusiasm.

Winston Churchill

This one is pretty much a reiteration of being determined and persevering, but I think it sums it up well.

If you’re able to make mistakes and fail without losing your determination and will to succeed, you give yourself a great chance of achieving financial freedom.


Financial Freedom Quotes



Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.

Christopher Rice

This sums up a concept that really resonates with me. One of my favourite financial freedom quotes.

I strongly believe that time is our most valuable asset, and can very much be seen as a currency.

Every day you go to work, you trade your time for money. What would you be doing with that time if you weren’t at work?

We all have a limited amount of time and it’s the only asset that is always diminishing. You can always make more money, but you can’t buy back your time.

Do what you can to set yourself up for financial freedom and the ability to spend your time as you wish.


Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

Johann Wolfgang von Goethe

Just to reaffirm the importance of my last point.

Always remember that time your time is worth more than anything in the world.

At the end of the day, all that you’re going to take to the grave is the memories you made with how you decided to spend your time.


My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.

Steve Jobs

Just in case you were missing the memo.

Never lose sight of what’s most important in life. Cherish what you won’t have forever, and use your time wisely.

I suppose if big Steve J is telling you how it is, you better just listen eh?


Possessing Freedom



A bad day fishing sure beats a good day at work.


I definitely didn’t make this one up, by the way, I don’t even like fishing, I think it’s rubbish.

The idea is simple though, it should be a priority in life to set yourself up to be able to spend your time doing the things you enjoy, without ever having to worry about finances.


It is not the man who has too little, but the man who craves more, that is poor.


* Also applies to women, let it be known!

As I was saying earlier, it’s important not to lose sight of what financial freedom really is. It’s not about who has the most possessions or more exotic lifestyle.

To live a financially free life, you need to know your means and live within them.

Being financially free isn’t only reserved for the rich!


Personally, I consider myself “in the red” because I don’t yet have enough assets to support my current lifestyle without working.

I’m living on borrowed time, because my current consumption obligates me to continue working and saving to grow my stash.

I won’t think of myself as “out of debt” until I’m financially independent, because until then I’m borrowing from my own future.


There’s no better way to capture what it really means to be financially free.

You don’t need the big figure bank balances, but you do need to generate a passive income large enough to let you live comfortably within your means without having to go to work, and without having to worry about finances.

Until then you are eating into your own future.


If you live for having it all, what you have is never enough.

Vicki Robin

Never lose sight of what’s important and what financial freedom is to you personally.

Define what success means to you and don’t let that success turn into greed.

Becoming greedy will only see you become unhappier with what you have, and what you thought was success would then become an unhealthy obsession.





The question you need to answer is what you want to do with your life given that you don’t have the time to do everything?

Do you want to spend most of your life paying off the interest of a 30-year mortgage and working so you can fill increasingly bigger houses with increasingly more stuff while being stuck in your daily commute in increasingly nicer cars?

Or are you prepared to give up the stuff so that you can do whatever you want, whenever, and wherever, within reason?

What will your legacy be – what you owned or who you were?

Jacob Lund Fisker

I think when it comes to financial freedom quotes, this sums up perfectly nearly every point I’ve made here.

I don’t have much left to explain, read this quote over and over again. Drill it into your head.

Decide what’s important to you and what you want to achieve.

Think of the things money can’t buy you and how much you, therefore, value those assets.


So that wraps up my list of favourite financial freedom quotes, I hope you found some of these interesting or inspiring!

Which one was your favourite? Do you have anything to add, any mantra that you swear by? What resonates with you? I’d love to hear your opinion!

If you enjoyed this and found it inspiring, please feel free to pin the image below by clicking the icon in the top right corner. It’d help me out immensely!

Thanks for reading

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